Unfortunately, this kind of practice by the insurance company is not unusual. Insurance companies often act in bad faith, which is also known as insurance fraud. When an insurance company acts in bad faith, it prevents the insured from receiving the proper insurance benefits contained in the insurance contract. Some common examples of insurance fraud include the insurer offering less compensation than is due under the policy, the insurance company denying benefits altogether, or the insurance company unreasonably delaying payments.
By law, the insurance company is required to act with good faith, and to compensate the insured fully in a timely manner, if the claim is a legitimate one. If an insurance company acts in bad faith, that bad faith is legally actionable. The insured can sue the insurance company, asking not only for compensation for the money owed, but also extra compensation to punish the insurance company for its wrongful actions.
Insurance fraud cases can be complex. If your insurance company is acting wrongfully, you should speak with an attorney. Insurance bad faith cases need the knowledge of an attorney who is experienced in handling bad faith cases. An experienced attorney can thoroughly examine your situation, and can help fight for maximum compensation.
If your insurance company in Los Angeles is refusing to provide you with the compensation that you deserve, call me, Conal Doyle, Los Angeles insurance bad faith attorney at 310-385-0567. I can help you pursue the fair compensation to which you are entitled after an accident. Call today to learn more or to schedule a free consultation on your case.