Our Firm handles cases where there is a dispute between an individual policy holder and insurance company about payment of a claim. Insurance policies are intentionally confusing and ambiguous, giving the insurance companies the edge over consumers and businesses. Oftentimes, an insurance company will wrongfully deny an insurance claim. Under the covenant of good faith and fair dealing, implied in all insurance contracts, this mistreatment or fraud is termed “bad faith”. Bad faith is when the insurance company does not abide by the terms and conditions of the insured’s policy and willfully refuses to pay a legitimate claim for damages. Even when an Insurer admits that a claim or lawsuit is covered by the insurance policy, they consistently try to underpay a claim.
Insurance Bad Faith/Contract Disputes
Examples of Bad Faith Insurance Practices
Specific examples of this can involve:
- Denial of insurance benefits due under a policy
- Failing to investigate a claim in a timely and thorough manner
- Delaying paying of the benefits for an unreasonable time
- Offering unfair value for the loss to the policy holder
- Non-disclosure of policy benefits to the insured
- Unreasonable interpretation of the insurance policy
- Refusal to settle the case
- Refusal to reimburse the policy holder for the entirety of the loss
- Health Insurance Claims
- Auto accidents (property damage claims, uninsured motorist claims, etc.)
- Homeowner claims (damage from water, fire, theft, etc.)
- Earthquake claims.
- Life insurance claims
- Disability insurance claims
Our Firm has an emphasis on representing amputees and prosthetists in health insurance related claims for the wrongful denial of prosthetic benefits. We represent prosthetists and amputees across the country in a wide array of insurance related claims. We have been successful in numerous claims against insurance companies for the denial of benefits for microprocessor prosthetic limbs. Please contact Conal Doyle for more information on this practice area.
Does the Firm handle cases in my hometown?
Yes. Doyle Law is a national law firm. We represent clients in catastrophic injury cases across the country. Our lawyers are licensed to practice in California, New York, Florida, and the District of Columbia. Our attorneys can also obtain admission in any state to handle a particular case subject to the rules of each jurisdiction.