If you are an amputee or are suffering from limb loss, and your insurance company denied coverage for a prosthetic limb, you may be eligible to join a lawsuit against the insurance company. Currently, several lawsuits are underway against insurance companies, including United Healthcare, Blue Shield, and Anthem, for their failure to cover prosthetic limbs.
The lawsuits that are currently underway all allege that the insurance companies are refusing to pay for certain types of prosthetic limbs, microprocessor-controlled prosthetic limbs. Microprocessor-controlled limbs used computers and sensors to control the limb instead of just the body. They are more complex than body-powered limbs, and as a result are more expensive. As a result, insurance companies are attempting to exclude coverage for the limbs from their policies.
All three of the lawsuits currently underway are seeking to be certified as class actions. A class action lawsuit is a lawsuit in which there are numerous plaintiffs, all of whom have similar causes of action against one defendant, which in this case is the insurance company. Class action lawsuits are often preferable to individual lawsuits because of the large numbers of plaintiffs involved.
If you are suffering from limb loss, and your insurance company refuses to pay for your prosthetic limb, call me, Conal Doyle, amputation attorney, at 310-385-0567. I can help. I am working on several lawsuits against insurance companies, and you may be eligible to join one of the lawsuits. Call today to learn more or to schedule a free consultation.